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Final Expense By Phone.com
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By Christopher L. Westfall, Sr. CSA

We have two very successful ways to sell final expense - in person or over the telephone.

1) Final Expense by Phone - You can sell from the comfort of your own home. Selling over the telephone, you reduce costs and increase your effectiveness by contacting more people in a day than you could in a week of in-person sales.

August 17: Approved for sale via phone in Florida!

See the state availability for the 100% Phone Application here.

See how the 100% by phone process works here.

See the Commissions for Phone Sales

Get Contracted Today! Click Here

2) Final Expense in Person- This is for the agent that feels that they need to see clients face-to-face. An option to accomplish this and make a great income is available.

Note.. selling in person results in a statistically higher closing ratio and persistency. But, it's always your choice how you want to market. We will help you either way.

Download United Home Life Contracting Here
(UHL can be sold over the phone or in person.
HIGH commissions that we cannot publish online.)

Download Foresters Contracting Here
(Foresters can only be sold in person.)

American-Amicable Life Insurance Company
Download American Amicable Contracting Here
(Can be sold in person or by mail.)

Single Premium Whole Life.
Golden Solution Ages 50 to 85, for ALL Health Conditions. Grandchild Rider Available.

Now, American Amicable introduces:

Simplified Issue Universal Life - Easy UL

Here are some highlights of the Easy UL:

• 15 year No Lapse Guarantee
• Short, Fast application process
• Non-Med through $200,000 (NO Para-Med, NO Blood, NO Urine)
• Face amounts $10,000 to $200,000
• Standard to table 4 (Accept/Reject)
• Great illustration software

Check out these NO Cost Benefits:

• Terminal Illness Rider
• Confined Care Rider
Plus we have some fantastic riders!
• Our very popular Disability Income Rider is available up to $1500 per month!
• Our ultra competitive Child Rider - One low premium covers all kids (15 days -
17 years) up to $15,000 to age 25 and convertible up to 5 times or $75,000
regardless of health!!!
Currently available in the following states:
AK, AR, DC, FL, ID, KS, MN, MS, ND, OK, SC, SD, TN, WV, WY
More state approvals coming in daily!

3) Funeral Trusts & Legacy Safeguard - This program allows agents to reposition client assets that they would be using for funeral costs into a single-premium life policy with a free funeral trust. The funeral trust allows them to qualify for Medicaid if they need it in the future for long term care costs. It also gives them free membership in Legacy Safeguard - a great service.

See details here on NGL Funeral Trusts.

4) Medicare Supplement Plans

Click here for AARP Medicare contracting.

We have a system where an agent can pay $0 for senior leads (except for approx. $100 for a list). The seniors can be contacted by phone for a Medicare supplement policy and then easily cross-sold for Final Expense.

Contracts should be sent back by fax to 1-866-894-8621.
Please only send back pages with your writing on them, including a photocopy of your insurance license, Voided Check for deposits, and E&O insurance (except for UHL).

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