HUGE,
UNTAPPED MARKET WITH INCREDIBLE
COMMISSIONS!
Two of
the most common objections we encounter
in the field with Final Expense sales is
the
following...
"I don't need INSURANCE! I've already got
$10,000 put away for my funeral!" or they say,
"I have a paid up policy of $5,000
already."
Before, we did not have a
solution to make their $10,000 stash even
better for them (and commissionable to us).
Well, now we do, and it is a tremendous benefit
to the senior, plus, about a $1,400 commission
to you!
What many seniors do not
understand is that if they get sick and need
long term care in a nursing home, they will
have to spend all of their assets and then
qualify for Medicaid to pay those bills. Their
$10,000 or so that they had put aside for
funeral costs will be gone. Their families will
then be burdened with those funeral costs.
The funeral trust allows the senior to shelter
up to $12,500 specifically for funeral costs in
the future. The funeral trust pays for the
funeral costs directly and the remainder of the
assets, after costs, can go to the insured's
family in most cases.
Seniors with paid up policies can also transfer
those to NGL with a simple 1035 exchange and
get their free trust and Legacy Safeguard
membership.
The NGL + Funeral Trust
program comes with a
FREE membership in
Legacy Safeguard.
Here is the client video that you can show the
potential clients. This is a powerful sales
tool and Legacy Safeguard costs them
nothing.
To recap,
the Funeral Trust is offered free with the
repositioning of funeral funds into a
single-premium NGL policy. The client also is
then enrolled in Legacy Safeguard FREE for five
years. After the five years, membership is
approximately $19 a year. This is a HUGE
untapped opportunity and a GREAT way to answer
the final expense objection, "I already have
money in a savings account for funeral
costs!"
Avoid Medicaid
Spend Down Rules
Immediately
Make Funeral Monies
Unavailable to
Creditors
NGL policy gives
immediate increase
in funds for
funeral
Funeral Trust and
Trustee service
provided FREE to
client
